Fixed Indexed Annuities The fixed indexed annuity is a tax advantaged, long term savings strategy that provides guaranteed protection of principal in a down market, with an opportunity for uncapped growth tied to an index. This provides the potential for a higher return than fixed annuities, without the risk of variable annuities. Your returns are based on the performance of the underlying index of your choice. The benchmark index does track the market, however your money is never directly exposed to the stock market.For more information regarding Fixed Indexed Annuities, please give us a call at (209) 223-7870. We will sit down with you, free of charge, to answer any and all questions you may have. We'll help you navigate through the many investment opportunities available to you . Keeping your family's financial future in mind is our specialty.